At Allen Pierce Equity Partners, we believe everyone needs ongoing professional retirement advice that includes a review of their pension situation, both before and after retirement. Our experienced specialists provide highly personalized advice to create a flexible and custom retirement plan. For international clients, we may call on the expertise of qualified professionals in your home country who are better placed to understand the local regulatory environment, available allowances, and benefits to make the most of your contributions.
As Allen Pierce Equity Partners is not tied to any particular provider or product, our specialists are free to provide truly unbiased advice on a wide range of solutions and select the options that best suit your unique needs.
As you move through the different stages of life, we regularly review your situation to make sure your retirement plan remains on course to provide the results you expect.
When planning for retirement, we do not only review your pension arrangements. We begin with a complete review of your current situation to ensure all aspects of your financial plan work in harmony and not in conflict.
This involves preparing a comprehensive overview of assets, investments, debt, income, and expenses. A forecast for the future using projected growth rates, inflation, revenue, and interest rates is made and revisited periodically as circumstances change.
Reviewing your existing arrangements to check if they are still doing what they were intended to do, are being correctly managed, and are using all benefits and allowances available. We may include your local pension adviser in these conversations.
We will look for ways to create additional income streams that are not tied into a pension plan to provide you with flexibility and maximize tax efficiencies. We may include your local tax adviser in these conversations.
Reviewing your plans for what you would like to do with your assets after your death. Then, depending on circumstances, changes can be made to reduce potential inheritance taxes and ensure your estate is not burdened with unnecessary duties or expenses.
Much more than an up-to-date will, effective estate planning ensures your assets go to the people you want them to. It may include making gifts during your lifetime or setting up trusts to reduce the eventual tax liability.